SPFI Quote, Financials, Valuation and Earnings

OptimumBank Holdings has a net margin of 26.72% compared to South Plains Financial's net margin of 36.31%. South Plains Financial's return on equity of 12.42% beat OptimumBank Holdings's return on equity of 15.42%.

South Plains Financial has a consensus price target of $43.50, signalling upside risk potential of 7.14%. On the other hand OptimumBank Holdings has an analysts' consensus of $5.00 which suggests that it could grow by 10.87%. Given that OptimumBank Holdings has higher upside potential than South Plains Financial, analysts believe OptimumBank Holdings is more attractive than South Plains Financial.

South Plains Financial has a beta of 0.681, which suggesting that the stock is 31.917% less volatile than S&P 500. In comparison OptimumBank Holdings has a beta of 0.473, suggesting its less volatile than the S&P 500 by 52.678%.

South Plains Financial has a quarterly dividend of $0.15 per share corresponding to a yield of 1.45%. OptimumBank Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. South Plains Financial pays 18.41% of its earnings as a dividend. OptimumBank Holdings pays out -- of its earnings as a dividend. South Plains Financial's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

South Plains Financial quarterly revenues are $54.7M, which are larger than OptimumBank Holdings quarterly revenues of $10.7M. South Plains Financial's net income of $14.6M is higher than OptimumBank Holdings's net income of $3.9M. Notably, South Plains Financial's price-to-earnings ratio is 12.69x while OptimumBank Holdings's PE ratio is 3.39x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for South Plains Financial is 3.47x versus 1.21x for OptimumBank Holdings. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 26.72% compared to South Plains Financial's net margin of 32.4%. South Plains Financial's return on equity of 12.42% beat Park National's return on equity of 12.97%.

South Plains Financial has a consensus price target of $43.50, signalling upside risk potential of 7.14%. On the other hand Park National has an analysts' consensus of $172.67 which suggests that it could grow by 0.23%. Given that South Plains Financial has higher upside potential than Park National, analysts believe South Plains Financial is more attractive than Park National.

South Plains Financial has a beta of 0.681, which suggesting that the stock is 31.917% less volatile than S&P 500. In comparison Park National has a beta of 0.821, suggesting its less volatile than the S&P 500 by 17.866%.

South Plains Financial has a quarterly dividend of $0.15 per share corresponding to a yield of 1.45%. Park National offers a yield of 2.47% to investors and pays a quarterly dividend of $1.07 per share. South Plains Financial pays 18.41% of its earnings as a dividend. Park National pays out 51.18% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

South Plains Financial quarterly revenues are $54.7M, which are smaller than Park National quarterly revenues of $130.1M. South Plains Financial's net income of $14.6M is lower than Park National's net income of $42.2M. Notably, South Plains Financial's price-to-earnings ratio is 12.69x while Park National's PE ratio is 17.69x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for South Plains Financial is 3.47x versus 5.29x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Simmons First National has a net margin of 26.72% compared to South Plains Financial's net margin of 15.68%. South Plains Financial's return on equity of 12.42% beat Simmons First National's return on equity of 4.18%.

South Plains Financial has a consensus price target of $43.50, signalling upside risk potential of 7.14%. On the other hand Simmons First National has an analysts' consensus of $21.60 which suggests that it could grow by 9.7%. Given that Simmons First National has higher upside potential than South Plains Financial, analysts believe Simmons First National is more attractive than South Plains Financial.

South Plains Financial has a beta of 0.681, which suggesting that the stock is 31.917% less volatile than S&P 500. In comparison Simmons First National has a beta of 0.922, suggesting its less volatile than the S&P 500 by 7.778%.

South Plains Financial has a quarterly dividend of $0.15 per share corresponding to a yield of 1.45%. Simmons First National offers a yield of 4.29% to investors and pays a quarterly dividend of $0.21 per share. South Plains Financial pays 18.41% of its earnings as a dividend. Simmons First National pays out 69.05% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

South Plains Financial quarterly revenues are $54.7M, which are smaller than Simmons First National quarterly revenues of $206.5M. South Plains Financial's net income of $14.6M is lower than Simmons First National's net income of $32.4M. Notably, South Plains Financial's price-to-earnings ratio is 12.69x while Simmons First National's PE ratio is 16.97x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for South Plains Financial is 3.47x versus 3.20x for Simmons First National. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial has a net margin of 26.72% compared to South Plains Financial's net margin of 24.09%. South Plains Financial's return on equity of 12.42% beat Tompkins Financial's return on equity of 10.46%.

South Plains Financial has a consensus price target of $43.50, signalling upside risk potential of 7.14%. On the other hand Tompkins Financial has an analysts' consensus of $72.50 which suggests that it could grow by 10.4%. Given that Tompkins Financial has higher upside potential than South Plains Financial, analysts believe Tompkins Financial is more attractive than South Plains Financial.

South Plains Financial has a beta of 0.681, which suggesting that the stock is 31.917% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.902, suggesting its less volatile than the S&P 500 by 9.793%.

South Plains Financial has a quarterly dividend of $0.15 per share corresponding to a yield of 1.45%. Tompkins Financial offers a yield of 3.76% to investors and pays a quarterly dividend of $0.62 per share. South Plains Financial pays 18.41% of its earnings as a dividend. Tompkins Financial pays out 49.47% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

South Plains Financial quarterly revenues are $54.7M, which are smaller than Tompkins Financial quarterly revenues of $81.7M. South Plains Financial's net income of $14.6M is lower than Tompkins Financial's net income of $19.7M. Notably, South Plains Financial's price-to-earnings ratio is 12.69x while Tompkins Financial's PE ratio is 12.78x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for South Plains Financial is 3.47x versus 3.08x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.