Financhill
Buy
52

NFBK Quote, Financials, Valuation and Earnings

Last price:
$11.49
Seasonality move :
2.54%
Day range:
$11.22 - $11.57
52-week range:
$9.40 - $14.39
Dividend yield:
4.57%
P/E ratio:
14.97x
P/S ratio:
3.57x
P/B ratio:
0.68x
Volume:
152.3K
Avg. volume:
192.8K
1-year change:
-3.29%
Market cap:
$485.1M
Revenue:
$127.9M
EPS (TTM):
$0.76
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $141.3M $170.1M $166.3M $136.6M $127.9M
Revenue Growth (YoY) 11.6% 20.4% -2.24% -17.88% -6.34%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $44.4M $47.4M $45.5M $51M $53.4M
Other Inc / (Exp) $1.9M $3.2M -$1.9M $1.7M $1.7M
Operating Expenses $44.4M $47.4M $45.5M $51M $56.8M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $50M $97.1M $84.9M $51.8M $40.5M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $13M $26.5M $23.7M $14.1M $10.6M
Net Income to Company $37M $70.7M $61.1M $37.7M $29.9M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $37M $70.7M $61.1M $37.7M $29.9M
 
Basic EPS (Cont. Ops) $0.76 $1.46 $1.32 $0.86 $0.72
Diluted EPS (Cont. Ops) $0.76 $1.45 $1.32 $0.86 $0.72
Weighted Average Basic Share $48.7M $48.4M $46.2M $43.6M $41.6M
Weighted Average Diluted Share $48.8M $48.8M $46.4M $43.6M $41.6M
 
EBITDA -- -- -- -- --
EBIT $88.4M $113.8M $106.2M $135.9M $163.9M
 
Revenue (Reported) $141.3M $170.1M $166.3M $136.6M $127.9M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $88.4M $113.8M $106.2M $135.9M $163.9M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $42.8M $38.6M $38.2M $31.3M $34.8M
Revenue Growth (YoY) 42.51% -9.88% -0.92% -18.21% 11.35%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $11.4M $10.3M $12.5M $13.9M $12.6M
Other Inc / (Exp) $461K $264K $1K -- --
Operating Expenses $11.4M $10.3M $12.5M $13.9M $12.6M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $25.6M $19.5M $16.2M $8.5M $10.8M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $6.9M $5.3M $4.5M $2.3M $2.9M
Net Income to Company $18.7M $14.1M $11.7M $6.2M $7.9M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $18.7M $14.1M $11.7M $6.2M $7.9M
 
Basic EPS (Cont. Ops) $0.38 $0.30 $0.26 $0.15 $0.19
Diluted EPS (Cont. Ops) $0.38 $0.30 $0.26 $0.15 $0.19
Weighted Average Basic Share $49.5M $46.8M $44.8M $42.4M $40.9M
Weighted Average Diluted Share $49.6M $47.1M $44.9M $42.4M $40.9M
 
EBITDA -- -- -- -- --
EBIT $30.5M $22.8M $31.3M $39.3M $39.1M
 
Revenue (Reported) $42.8M $38.6M $38.2M $31.3M $34.8M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $30.5M $22.8M $31.3M $39.3M $39.1M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $154.1M $165.9M $165.9M $129.6M $131.5M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $47.7M $46.3M $47.7M $52.4M $52.2M
Other Inc / (Exp) $4.4M $3M -$1.4M $1.2M $960K
Operating Expenses $47.7M $46.3M $47.7M $52.4M $52.2M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $69.5M $91M $81.6M $44M $42.8M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $18.4M $24.9M $22.9M $11.9M $11.2M
Net Income to Company $51.1M $66.1M $58.7M $32.2M $31.6M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $51.1M $66.1M $58.7M $32.2M $31.6M
 
Basic EPS (Cont. Ops) $1.04 $1.37 $1.28 $0.75 $0.77
Diluted EPS (Cont. Ops) $1.04 $1.37 $1.28 $0.75 $0.76
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $99.9M $106.1M $114.7M $143.9M $163.7M
 
Revenue (Reported) $154.1M $165.9M $165.9M $129.6M $131.5M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $99.9M $106.1M $114.7M $143.9M $163.7M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $42.8M $38.6M $38.2M $31.3M $34.8M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $11.4M $10.3M $12.5M $13.9M $12.6M
Other Inc / (Exp) $461K $264K $1K -- --
Operating Expenses $11.4M $10.3M $12.5M $13.9M $12.6M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $25.6M $19.5M $16.2M $8.5M $10.8M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $6.9M $5.3M $4.5M $2.3M $2.9M
Net Income to Company $18.7M $14.1M $11.7M $6.2M $7.9M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $18.7M $14.1M $11.7M $6.2M $7.9M
 
Basic EPS (Cont. Ops) $0.38 $0.30 $0.26 $0.15 $0.19
Diluted EPS (Cont. Ops) $0.38 $0.30 $0.26 $0.15 $0.19
Weighted Average Basic Share $49.5M $46.8M $44.8M $42.4M $40.9M
Weighted Average Diluted Share $49.6M $47.1M $44.9M $42.4M $40.9M
 
EBITDA -- -- -- -- --
EBIT $30.5M $22.8M $31.3M $39.3M $39.1M
 
Revenue (Reported) $42.8M $38.6M $38.2M $31.3M $34.8M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $30.5M $22.8M $31.3M $39.3M $39.1M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $87.5M $91.1M $45.8M $229.5M $167.7M
Short Term Investments $1.3B $1.2B $952.2M $795.5M $1.1B
Accounts Receivable, Net $14.7M $14.6M $17.4M $18.5M $19.1M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $1.4B $1.3B $1B $1B $1.3B
 
Property Plant And Equipment $64.9M $59.9M $59.1M $55M $49.8M
Long-Term Investments $1.3B $1.2B $984.1M $828.5M $1.1B
Goodwill $41.3M $41M $41M $41M $41M
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $5.5B $5.4B $5.6B $5.6B $5.7B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $75M $50M $25M $25M --
 
Long-Term Debt $516.8M $371.8M $619.9M $801M $727.8M
Capital Leases -- -- -- -- --
Total Liabilities $4.8B $4.7B $4.9B $4.9B $5B
 
Common Stock $648K $648K $648K $648K $648K
Other Common Equity Adj -- -- -- -- --
Common Equity $754M $739.9M $701.4M $699.4M $704.7M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $754M $739.9M $701.4M $699.4M $704.7M
 
Total Liabilities and Equity $5.5B $5.4B $5.6B $5.6B $5.7B
Cash and Short Terms $1.4B $1.3B $998M $1B $1.3B
Total Debt $516.8M $371.8M $619.9M $801M $727.8M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Cash and Equivalents $127.6M $135.5M $159M $238.8M $101.7M
Short Term Investments $1.2B $1.2B $896.9M $1.1B $1.2B
Accounts Receivable, Net $14.8M $14.6M $17.2M $19.4M $19.6M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $1.3B $1.3B $1.1B $1.3B $1.4B
 
Property Plant And Equipment $63.2M $58.2M $57.8M $54.4M $48.8M
Long-Term Investments $1.2B $1.2B $928.9M $1.1B $1.3B
Goodwill $41.3M $41M $41M $41M $41M
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $5.6B $5.5B $5.7B $5.9B $5.7B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $75M $50M $25M $25M --
 
Long-Term Debt $517.2M $347.9M $985M $1.1B $770.7M
Capital Leases -- -- -- -- --
Total Liabilities $4.8B $4.8B $5B $5.2B $5B
 
Common Stock $648K $648K $648K $648K $648K
Other Common Equity Adj -- -- -- -- --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $754.6M $715.4M $698.2M $698.4M $711.1M
 
Total Liabilities and Equity $5.6B $5.5B $5.7B $5.9B $5.7B
Cash and Short Terms $1.3B $1.3B $1.1B $1.3B $1.3B
Total Debt $517.2M $347.9M $985M $1.1B $770.7M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $37M $70.7M $61.1M $37.7M $29.9M
Depreciation & Amoritzation $8.7M $8.5M $8.4M $8.5M $8.3M
Stock-Based Compensation $3.2M $3.6M $4.1M $4.4M $4.2M
Change in Accounts Receivable $1.3M $118K -$2.9M -$1.1M -$587K
Change in Inventories -- -- -- -- --
Cash From Operations $55.2M $64.8M $83.3M $47M $31.1M
 
Capital Expenditures $3.1M $1.6M $2.6M $3.6M $1.2M
Cash Acquisitions $72.9M -- -- -- --
Cash From Investing -$131.9M $85M -$280.2M $193.9M -$118.5M
 
Dividends Paid (Ex Special Dividend) -$21.5M -$24.3M -$24.1M -$22.8M -$21.8M
Special Dividend Paid
Long-Term Debt Issued -- -- $60.9M -- --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock -$10.4M -$53.3M -$30.9M -$37.2M -$18.7M
Other Financing Activities -$368K $5.2M $1.1M -$893K -$1M
Cash From Financing $16.4M -$146.2M $151.6M -$57.1M $25.6M
 
Beginning Cash (CF) $147.8M $87.5M $91.1M $45.8M $229.5M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$60.3M $3.5M -$45.3M $183.7M -$61.8M
Ending Cash (CF) $87.5M $91.1M $45.8M $229.5M $167.7M
 
Levered Free Cash Flow $52.2M $63.1M $80.8M $43.4M $30M
Period Ending 2021-06-30 2022-06-30 2023-06-30 2024-06-30 2025-06-30
Net Income to Stockholders $19.8M $15.9M $9.6M $6M --
Depreciation & Amoritzation $2.1M $2.2M $2.1M $2.1M --
Stock-Based Compensation $751K $850K $802K $520K --
Change in Accounts Receivable $232K -$357K -$525K $15K --
Change in Inventories -- -- -- -- --
Cash From Operations $4.8M $20.8M $3.3M $6.9M --
 
Capital Expenditures $732K $1.3M $822K $241K --
Cash Acquisitions -- -- -- -- --
Cash From Investing $230M -$161.8M $56.3M $23.8M --
 
Dividends Paid (Ex Special Dividend) -$6.4M -$6.1M -$5.8M -$5.5M --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- $60.1M $75M $75M --
Long-Term Debt Repaid -- -- -- $94.7M --
Repurchase of Common Stock -$14.7M -$2.7M -$13.3M -$8.7M --
Other Financing Activities $176K -$574K -$1.7M -$4.1M --
Cash From Financing -$169.2M $115.7M -$129.4M -$116M --
 
Beginning Cash (CF) $127.6M $135.5M $159M $238.8M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $65.6M -$25.3M -$69.8M -$85.3M --
Ending Cash (CF) $193.2M $110.2M $89.1M $153.5M --
 
Levered Free Cash Flow $4.1M $19.5M $2.4M $6.7M --
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $51.1M $66.1M $58.7M $32.2M $31.6M
Depreciation & Amoritzation $8.9M $8.5M $8.4M $8.6M $8.2M
Stock-Based Compensation $3M $3.8M $4.4M $4.2M $4.4M
Change in Accounts Receivable $960K $162K -$2.7M -$2.2M -$290K
Change in Inventories -- -- -- -- --
Cash From Operations $63.5M $64.2M $81.5M $33.5M $36.3M
 
Capital Expenditures $2.5M $1.7M $2.9M $3.3M $961K
Cash Acquisitions $72.9M -- -- -- --
Cash From Investing -$182.1M $38.5M -$154.2M -$95.8M $14.6M
 
Dividends Paid (Ex Special Dividend) -$21.8M -$25M -$23.9M -$22.4M -$21.7M
Special Dividend Paid
Long-Term Debt Issued -- $1.1M $677.6M -$317.8M $557M
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock -$20.5M -$51.4M -$38.9M -$24.2M -$20.6M
Other Financing Activities $1.6M $6M $815K -$645K -$932K
Cash From Financing $131.5M -$94.7M $96.1M $142.2M -$188M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $12.9M $7.9M $23.4M $79.8M -$137.1M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $60.9M $62.4M $78.6M $30.1M $35.3M
Period Ending 2021-06-30 2022-06-30 2023-06-30 2024-06-30 2025-06-30
Net Income to Stockholders $38.5M $30M $21.3M $12.2M $7.9M
Depreciation & Amoritzation $4.2M $4.3M $4.2M $4.2M $2M
Stock-Based Compensation $1.4M $1.7M $1.9M $1.4M $1.1M
Change in Accounts Receivable $169K -$376K -$295K -$852K -$570K
Change in Inventories -- -- -- -- --
Cash From Operations $25M $40.4M $21M $11.1M $9.4M
 
Capital Expenditures $1M $1.7M $1.6M $692K $258K
Cash Acquisitions -- -- -- -- --
Cash From Investing $200.7M -$237.6M $106.5M -$215.6M -$106.3M
 
Dividends Paid (Ex Special Dividend) -$11.8M -$12.2M -$11.7M -$11.1M -$5.4M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- $61.2M $692.8M $375M $857M
Long-Term Debt Repaid -- -- -- -- -$814.2M
Repurchase of Common Stock -$24.8M -$11M -$29.6M -$12M -$5.2M
Other Financing Activities $4.5M $4.5M $3.1M $1M $5.2M
Cash From Financing -$120.1M $216.4M -$84.2M $128.4M $30.8M
 
Beginning Cash (CF) $215.1M $226.6M $204.8M $468.3M $167.7M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $105.6M $19.2M $43.3M -$76M -$66.1M
Ending Cash (CF) $320.8M $245.7M $248.1M $392.3M $101.7M
 
Levered Free Cash Flow $24M $38.7M $19.5M $10.5M $9.2M

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