CZNC Quote, Financials, Valuation and Earnings

First Interstate BancSystem has a net margin of 23.66% compared to Citizens & Northern's net margin of 20.32%. Citizens & Northern's return on equity of 9.91% beat First Interstate BancSystem's return on equity of 6.61%.

Citizens & Northern has a consensus price target of $21.00, signalling upside risk potential of 6.38%. On the other hand First Interstate BancSystem has an analysts' consensus of $31.88 which suggests that it could grow by 5.76%. Given that Citizens & Northern has higher upside potential than First Interstate BancSystem, analysts believe Citizens & Northern is more attractive than First Interstate BancSystem.

Citizens & Northern has a beta of 0.493, which suggesting that the stock is 50.694% less volatile than S&P 500. In comparison First Interstate BancSystem has a beta of 0.798, suggesting its less volatile than the S&P 500 by 20.177%.

Citizens & Northern has a quarterly dividend of $0.28 per share corresponding to a yield of 5.67%. First Interstate BancSystem offers a yield of 6.24% to investors and pays a quarterly dividend of $0.47 per share. Citizens & Northern pays 59.83% of its earnings as a dividend. First Interstate BancSystem pays out 86.68% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Citizens & Northern quarterly revenues are $26.6M, which are smaller than First Interstate BancSystem quarterly revenues of $247M. Citizens & Northern's net income of $6.3M is lower than First Interstate BancSystem's net income of $50.2M. Notably, Citizens & Northern's price-to-earnings ratio is 11.28x while First Interstate BancSystem's PE ratio is 14.22x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens & Northern is 2.80x versus 3.10x for First Interstate BancSystem. Usually stocks with elevated PS ratios are considered overvalued.

Huntington Bancshares has a net margin of 23.66% compared to Citizens & Northern's net margin of 27.45%. Citizens & Northern's return on equity of 9.91% beat Huntington Bancshares's return on equity of 10.26%.

Citizens & Northern has a consensus price target of $21.00, signalling upside risk potential of 6.38%. On the other hand Huntington Bancshares has an analysts' consensus of $19.15 which suggests that it could grow by 15.1%. Given that Huntington Bancshares has higher upside potential than Citizens & Northern, analysts believe Huntington Bancshares is more attractive than Citizens & Northern.

Citizens & Northern has a beta of 0.493, which suggesting that the stock is 50.694% less volatile than S&P 500. In comparison Huntington Bancshares has a beta of 0.929, suggesting its less volatile than the S&P 500 by 7.128%.

Citizens & Northern has a quarterly dividend of $0.28 per share corresponding to a yield of 5.67%. Huntington Bancshares offers a yield of 3.73% to investors and pays a quarterly dividend of $0.16 per share. Citizens & Northern pays 59.83% of its earnings as a dividend. Huntington Bancshares pays out 53.92% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Citizens & Northern quarterly revenues are $26.6M, which are smaller than Huntington Bancshares quarterly revenues of $1.9B. Citizens & Northern's net income of $6.3M is lower than Huntington Bancshares's net income of $527M. Notably, Citizens & Northern's price-to-earnings ratio is 11.28x while Huntington Bancshares's PE ratio is 12.70x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens & Northern is 2.80x versus 3.26x for Huntington Bancshares. Usually stocks with elevated PS ratios are considered overvalued.

Peoples Bancorp(Marietta OH) has a net margin of 23.66% compared to Citizens & Northern's net margin of 22.21%. Citizens & Northern's return on equity of 9.91% beat Peoples Bancorp(Marietta OH)'s return on equity of 10.15%.

Citizens & Northern has a consensus price target of $21.00, signalling upside risk potential of 6.38%. On the other hand Peoples Bancorp(Marietta OH) has an analysts' consensus of $33.17 which suggests that it could grow by 5.56%. Given that Citizens & Northern has higher upside potential than Peoples Bancorp(Marietta OH), analysts believe Citizens & Northern is more attractive than Peoples Bancorp(Marietta OH).

Citizens & Northern has a beta of 0.493, which suggesting that the stock is 50.694% less volatile than S&P 500. In comparison Peoples Bancorp(Marietta OH) has a beta of 0.649, suggesting its less volatile than the S&P 500 by 35.089%.

Citizens & Northern has a quarterly dividend of $0.28 per share corresponding to a yield of 5.67%. Peoples Bancorp(Marietta OH) offers a yield of 5.12% to investors and pays a quarterly dividend of $0.41 per share. Citizens & Northern pays 59.83% of its earnings as a dividend. Peoples Bancorp(Marietta OH) pays out 47.63% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Citizens & Northern quarterly revenues are $26.6M, which are smaller than Peoples Bancorp(Marietta OH) quarterly revenues of $109.6M. Citizens & Northern's net income of $6.3M is lower than Peoples Bancorp(Marietta OH)'s net income of $24.3M. Notably, Citizens & Northern's price-to-earnings ratio is 11.28x while Peoples Bancorp(Marietta OH)'s PE ratio is 9.97x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens & Northern is 2.80x versus 2.50x for Peoples Bancorp(Marietta OH). Usually stocks with elevated PS ratios are considered overvalued.

Southside Bancshares has a net margin of 23.66% compared to Citizens & Northern's net margin of 33.77%. Citizens & Northern's return on equity of 9.91% beat Southside Bancshares's return on equity of 11%.

Citizens & Northern has a consensus price target of $21.00, signalling upside risk potential of 6.38%. On the other hand Southside Bancshares has an analysts' consensus of $32.00 which suggests that it could grow by 4.37%. Given that Citizens & Northern has higher upside potential than Southside Bancshares, analysts believe Citizens & Northern is more attractive than Southside Bancshares.

Citizens & Northern has a beta of 0.493, which suggesting that the stock is 50.694% less volatile than S&P 500. In comparison Southside Bancshares has a beta of 0.667, suggesting its less volatile than the S&P 500 by 33.282%.

Citizens & Northern has a quarterly dividend of $0.28 per share corresponding to a yield of 5.67%. Southside Bancshares offers a yield of 4.7% to investors and pays a quarterly dividend of $0.36 per share. Citizens & Northern pays 59.83% of its earnings as a dividend. Southside Bancshares pays out 49.3% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Citizens & Northern quarterly revenues are $26.6M, which are smaller than Southside Bancshares quarterly revenues of $63.7M. Citizens & Northern's net income of $6.3M is lower than Southside Bancshares's net income of $21.5M. Notably, Citizens & Northern's price-to-earnings ratio is 11.28x while Southside Bancshares's PE ratio is 10.54x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens & Northern is 2.80x versus 3.60x for Southside Bancshares. Usually stocks with elevated PS ratios are considered overvalued.