Financhill
Buy
55

VABK Quote, Financials, Valuation and Earnings

Last price:
$38.54
Seasonality move :
-3.96%
Day range:
$37.46 - $38.48
52-week range:
$33.53 - $44.00
Dividend yield:
4.49%
P/E ratio:
11.35x
P/S ratio:
3.72x
P/B ratio:
1.21x
Volume:
6.7K
Avg. volume:
5.2K
1-year change:
1.24%
Market cap:
$202M
Revenue:
$53.1M
EPS (TTM):
$3.30
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $30.4M $55.5M $66.8M $58.1M $53.1M
Revenue Growth (YoY) 11.58% 82.15% 20.47% -13.07% -8.63%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $10.1M $17.9M $19M $17.7M $17.4M
Other Inc / (Exp) $743K -- $404K $254K -$4K
Operating Expenses $9.1M $11.9M $20.8M $19.2M $19.6M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $10M $11.9M $28.5M $23.3M $20.9M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $2.1M $1.8M $5.1M $4M $3.9M
Net Income to Company $8M $10.1M $23.4M $19.3M $17M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $8M $10.1M $23.4M $19.3M $17M
 
Basic EPS (Cont. Ops) $2.95 $1.90 $4.40 $3.60 $3.16
Diluted EPS (Cont. Ops) $2.95 $1.90 $4.38 $3.58 $3.15
Weighted Average Basic Share $2.7M $5.3M $5.3M $5.4M $5.4M
Weighted Average Diluted Share $2.7M $5.3M $5.4M $5.4M $5.4M
 
EBITDA -- -- -- -- --
EBIT $13.4M $15.2M $31.7M $44.3M $50.5M
 
Revenue (Reported) $30.4M $55.5M $66.8M $58.1M $53.1M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $13.4M $15.2M $31.7M $44.3M $50.5M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $7M $13.7M $15.7M $12.7M $14.1M
Revenue Growth (YoY) 1.65% 94.97% 14.74% -18.83% 10.36%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $2.6M $5.2M $4.5M $4.6M $4.3M
Other Inc / (Exp) -- -- $254K -$4K --
Operating Expenses $2.3M $5.7M $4.9M $5.3M $4.6M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $1.9M $6M $7.1M $4.3M $5.4M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $376K $1M $1.3M $671K $901K
Net Income to Company $1.5M $4.9M $5.8M $3.6M $4.5M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $1.5M $4.9M $5.8M $3.6M $4.5M
 
Basic EPS (Cont. Ops) $0.55 $0.93 $1.08 $0.68 $0.83
Diluted EPS (Cont. Ops) $0.55 $0.92 $1.08 $0.68 $0.83
Weighted Average Basic Share $2.7M $5.3M $5.3M $5.4M $5.4M
Weighted Average Diluted Share $2.7M $5.3M $5.4M $5.4M $5.4M
 
EBITDA -- -- -- -- --
EBIT $2.6M $6.9M $10M $11.9M $12.1M
 
Revenue (Reported) $7M $13.7M $15.7M $12.7M $14.1M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $2.6M $6.9M $10M $11.9M $12.1M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $30.4M $62.5M $68.7M $55.1M $54.4M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $10.1M $20.5M $18.3M $17.8M $17.1M
Other Inc / (Exp) $690K -- $254K -$4K --
Operating Expenses $8.8M $15.2M $19.9M $19.6M $18.9M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $10.2M $16M $29.7M $20.5M $22M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $2.1M $2.5M $5.3M $3.4M $4.2M
Net Income to Company $8.1M $13.5M $24.3M $17.1M $17.8M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $8.1M $13.5M $24.3M $17.1M $17.8M
 
Basic EPS (Cont. Ops) $2.97 $2.53 $4.55 $3.19 $3.31
Diluted EPS (Cont. Ops) $2.97 $2.52 $4.54 $3.18 $3.30
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $13M $19.5M $34.9M $46.2M $50.6M
 
Revenue (Reported) $30.4M $62.5M $68.7M $55.1M $54.4M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $13M $19.5M $34.9M $46.2M $50.6M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $7M $13.7M $15.7M $12.7M $14.1M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $2.6M $5.2M $4.5M $4.6M $4.3M
Other Inc / (Exp) -- -- $254K -$4K --
Operating Expenses $2.3M $5.7M $4.9M $5.3M $4.6M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $1.9M $6M $7.1M $4.3M $5.4M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $376K $1M $1.3M $671K $901K
Net Income to Company $1.5M $4.9M $5.8M $3.6M $4.5M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $1.5M $4.9M $5.8M $3.6M $4.5M
 
Basic EPS (Cont. Ops) $0.55 $0.93 $1.08 $0.68 $0.83
Diluted EPS (Cont. Ops) $0.55 $0.92 $1.08 $0.68 $0.83
Weighted Average Basic Share $2.7M $5.3M $5.3M $5.4M $5.4M
Weighted Average Diluted Share $2.7M $5.3M $5.4M $5.4M $5.4M
 
EBITDA -- -- -- -- --
EBIT $2.6M $6.9M $10M $11.9M $12.1M
 
Revenue (Reported) $7M $13.7M $15.7M $12.7M $14.1M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $2.6M $6.9M $10M $11.9M $12.1M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $8.1M $356.4M $40.1M $28.4M $17.1M
Short Term Investments $174.1M $303.8M $538.2M $420.6M $12M
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $208.8M $812.7M $578.3M $449M $29.1M
 
Property Plant And Equipment $8.8M $32.7M $24.3M $22.9M $20.9M
Long-Term Investments $174.1M $303.8M $538.2M $420.6M $263.5M
Goodwill $372K $8.1M $7.8M $7.8M $7.8M
Other Intangibles $341K $8.5M $6.6M $5.1M $3.8M
Other Long-Term Assets -- -- -- -- --
Total Assets $848.4M $2B $1.6B $1.6B $1.6B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities -- -- -- $3.5M $236K
 
Long-Term Debt $30M $3.4M $3.4M $70M $23.5M
Capital Leases -- -- -- -- --
Total Liabilities $765.8M $1.8B $1.5B $1.5B $1.5B
 
Common Stock $6.7M $13.2M $13.2M $13.3M $13.3M
Other Common Equity Adj $1.5M -$2.2M -$48.6M -$40M -$41.9M
Common Equity $82.6M $162M $133.4M $153M $160.3M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $82.6M $162M $133.4M $153M $160.3M
 
Total Liabilities and Equity $848.4M $2B $1.6B $1.6B $1.6B
Cash and Short Terms $182.2M $660.2M $578.3M $449M $29.1M
Total Debt $30M $3.4M $3.4M $70M $23.5M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Cash and Equivalents $17.4M $328.1M $35.3M $17.8M $26.2M
Short Term Investments $173.1M $341.4M $492.8M $341.9M $12.9M
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $267.6M $822M $528M $387.4M $42.5M
 
Property Plant And Equipment $5.1M $32.4M $24M $22.5M $17.7M
Long-Term Investments $173.1M $341.4M $492.8M $341.9M $262.9M
Goodwill $372K $8.1M $7.8M $7.8M $7.8M
Other Intangibles $324K $8.1M $6.2M $4.8M $3.5M
Other Long-Term Assets -- -- -- -- --
Total Assets $918.4M $1.9B $1.6B $1.6B $1.6B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities -- -- -- -- --
 
Long-Term Debt $30M $3.4M $22.7M $23.5M $23.5M
Capital Leases -- -- -- -- --
Total Liabilities $838.4M $1.8B $1.4B $1.5B $1.5B
 
Common Stock $6.7M $13.2M $13.2M $13.3M $13.3M
Other Common Equity Adj -$1.9M -$21.6M -$42.9M -$42.6M -$38.3M
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $80M $146M $141.5M $152.6M $166.8M
 
Total Liabilities and Equity $918.4M $1.9B $1.6B $1.6B $1.6B
Cash and Short Terms $190.5M $669.4M $528M $359.7M $39.2M
Total Debt $30M $3.4M $22.7M $23.5M $23.5M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $8M $10.1M $23.4M $19.3M $17M
Depreciation & Amoritzation $2M $4.4M $5.1M $4.8M $4.3M
Stock-Based Compensation $264K $521K $687K $727K $968K
Change in Accounts Receivable -$946K -$2.6M -$828K $52K -$1.4M
Change in Inventories -- -- -- -- --
Cash From Operations $9.3M $13.1M $22.7M $13.9M $15.3M
 
Capital Expenditures $199K $1.3M $546K $1.2M $733K
Cash Acquisitions -$50K $153.3M -- -- --
Cash From Investing -$129.9M $262.2M -$167.2M -$19.8M $15.8M
 
Dividends Paid (Ex Special Dividend) -$3.2M -$6.4M -$6.4M -$7.1M -$7.1M
Special Dividend Paid
Long-Term Debt Issued -- -- -- $66.5M --
Long-Term Debt Repaid -- -$42.6M -- -- -$45.9M
Repurchase of Common Stock -- -- -- -- -$559K
Other Financing Activities -- -- -- $460K --
Cash From Financing $136.3M $198.9M -$324.2M -$5.9M -$42.3M
 
Beginning Cash (CF) $19.1M $34.7M $508.8M $40.1M $28.4M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $15.6M $474.1M -$468.7M -$11.7M -$11.3M
Ending Cash (CF) $34.7M $508.8M $40.1M $28.4M $17.1M
 
Levered Free Cash Flow $9.1M $11.8M $22.1M $12.7M $14.6M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $1.5M $4.9M $5.8M $3.6M $4.5M
Depreciation & Amoritzation $493K $1.4M $1.3M $1.1M $1.1M
Stock-Based Compensation $95K $134K $153K $195K $248K
Change in Accounts Receivable $611K $2.7M -$200K -$1.2M -$2.9M
Change in Inventories -- -- -- -- --
Cash From Operations $3.2M $9.4M $7M $3.2M $2.1M
 
Capital Expenditures $142K $154K $236K $31K $259K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$15.2M -$14.2M $51.7M $42.8M $1.7M
 
Dividends Paid (Ex Special Dividend) -$1.6M -$1.6M -$1.8M -$1.8M -$1.8M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock -- -- -- -$26K --
Other Financing Activities -- -- $460K -- --
Cash From Financing $71.8M -$23.4M -$63.1M -$28.9M $8.7M
 
Beginning Cash (CF) $34.7M $508.8M $40.1M $28.4M $17.1M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $59.8M -$28.2M -$4.4M $17.1M $12.5M
Ending Cash (CF) $94.5M $480.6M $35.7M $45.5M $29.6M
 
Levered Free Cash Flow $3M $9.2M $6.8M $3.1M $1.8M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $8.1M $13.5M $24.3M $17.1M $17.8M
Depreciation & Amoritzation $1.9M $5.3M $4.9M $4.6M $4.2M
Stock-Based Compensation $320K $560K $706K $769K $1M
Change in Accounts Receivable -$130K -$467K -$3.8M -$952K -$3.1M
Change in Inventories -- -- -- -- --
Cash From Operations $9.5M $19.3M $20.3M $10.1M $14.2M
 
Capital Expenditures $252K $1.3M $628K $966K $961K
Cash Acquisitions -- $153.3M -- -- --
Cash From Investing -$141.6M $263.1M -$101.3M -$28.6M -$25.3M
 
Dividends Paid (Ex Special Dividend) -$4.1M -$6.4M -$6.6M -$7.1M -$7.1M
Special Dividend Paid
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock -- -- -- -$26K -$533K
Other Financing Activities -- -- -- -- --
Cash From Financing $195M $103.7M -$363.9M $28.3M -$4.8M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $62.9M $386.1M -$444.9M $9.8M -$15.9M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $9.3M $18M $19.7M $9.1M $13.3M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $1.5M $4.9M $5.8M $3.6M $4.5M
Depreciation & Amoritzation $493K $1.4M $1.3M $1.1M $1.1M
Stock-Based Compensation $95K $134K $153K $195K $248K
Change in Accounts Receivable $611K $2.7M -$200K -$1.2M -$2.9M
Change in Inventories -- -- -- -- --
Cash From Operations $3.2M $9.4M $7M $3.2M $2.1M
 
Capital Expenditures $142K $154K $236K $31K $259K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$15.2M -$14.2M $51.7M $42.8M $1.7M
 
Dividends Paid (Ex Special Dividend) -$1.6M -$1.6M -$1.8M -$1.8M -$1.8M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock -- -- -- -$26K --
Other Financing Activities -- -- $460K -- --
Cash From Financing $71.8M -$23.4M -$63.1M -$28.9M $8.7M
 
Beginning Cash (CF) $34.7M $508.8M $40.1M $28.4M $17.1M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $59.8M -$28.2M -$4.4M $17.1M $12.5M
Ending Cash (CF) $94.5M $480.6M $35.7M $45.5M $29.6M
 
Levered Free Cash Flow $3M $9.2M $6.8M $3.1M $1.8M

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