Financhill
Buy
69

IBCP Quote, Financials, Valuation and Earnings

Last price:
$34.36
Seasonality move :
3.01%
Day range:
$33.55 - $34.54
52-week range:
$26.75 - $40.32
Dividend yield:
2.91%
P/E ratio:
10.94x
P/S ratio:
3.34x
P/B ratio:
1.52x
Volume:
72.6K
Avg. volume:
79.3K
1-year change:
8.45%
Market cap:
$712M
Revenue:
$215.8M
EPS (TTM):
$3.14
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $198M $198.8M $204.8M $200.5M $215.8M
Revenue Growth (YoY) 20.41% 0.42% 3.01% -2.1% 7.64%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $81.8M $83.3M $86.1M $85.1M $91.8M
Other Inc / (Exp) $267K $1.4M -$275K -$222K $2.3M
Operating Expenses $81.8M $83.3M $86.9M $85.6M $92.3M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $69.5M $77.3M $77.8M $73.7M $83M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $13.3M $14.4M $14.4M $14.6M $16.3M
Net Income to Company $56.2M $62.9M $63.4M $59.1M $66.8M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $56.2M $62.9M $63.4M $59.1M $66.8M
 
Basic EPS (Cont. Ops) $2.56 $2.91 $3.00 $2.82 $3.20
Diluted EPS (Cont. Ops) $2.53 $2.88 $2.97 $2.79 $3.16
Weighted Average Basic Share $22M $21.6M $21.1M $21M $20.9M
Weighted Average Diluted Share $22.2M $21.8M $21.3M $21.2M $21.1M
 
EBITDA -- -- -- -- --
EBIT $85.7M $85.6M $97.2M $157M $183.6M
 
Revenue (Reported) $198M $198.8M $204.8M $200.5M $215.8M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $85.7M $85.6M $97.2M $157M $183.6M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $55.2M $50.4M $47.3M $51.2M $52.3M
Revenue Growth (YoY) 40.71% -8.67% -6.02% 8.19% 2.04%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $22.6M $21.3M $20.6M $22.3M $22.2M
Other Inc / (Exp) $1.4M $70K -$222K -$269K -$330K
Operating Expenses $22.6M $21.3M $20.8M $22.4M $22.3M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $27.1M $22.1M $15.9M $19.8M $19.1M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $5.1M $4.1M $2.9M $3.8M $3.5M
Net Income to Company $22M $18M $13M $16M $15.6M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $22M $18M $13M $16M $15.6M
 
Basic EPS (Cont. Ops) $1.01 $0.85 $0.62 $0.77 $0.74
Diluted EPS (Cont. Ops) $1.00 $0.84 $0.61 $0.76 $0.74
Weighted Average Basic Share $21.8M $21.2M $21.1M $20.9M $20.9M
Weighted Average Diluted Share $22.1M $21.4M $21.3M $21.1M $21.2M
 
EBITDA -- -- -- -- --
EBIT $29.4M $23.8M $31.4M $44.8M $41.6M
 
Revenue (Reported) $55.2M $50.4M $47.3M $51.2M $52.3M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $29.4M $23.8M $31.4M $44.8M $41.6M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $213.4M $194.2M $201.8M $204.2M $217M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $83.7M $82M $85.4M $86.7M $92M
Other Inc / (Exp) $1M $65K -$567K -$269K $2.2M
Operating Expenses $83.5M $82M $85.5M $87M $92.2M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $90.9M $72.2M $71.6M $77.6M $82.4M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $17.5M $13.4M $13.2M $15.6M $16M
Net Income to Company $73.4M $58.8M $58.4M $62.1M $66.4M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $73.4M $58.8M $58.4M $62.1M $66.4M
 
Basic EPS (Cont. Ops) $3.36 $2.75 $2.78 $2.97 $3.17
Diluted EPS (Cont. Ops) $3.33 $2.71 $2.74 $2.94 $3.14
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $103.9M $80.1M $104.8M $170.4M $180.4M
 
Revenue (Reported) $213.4M $194.2M $201.8M $204.2M $217M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $103.9M $80.1M $104.8M $170.4M $180.4M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $55.2M $50.4M $47.3M $51.2M $52.3M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $22.6M $21.3M $20.6M $22.3M $22.2M
Other Inc / (Exp) $1.4M $70K -$222K -$269K -$330K
Operating Expenses $22.6M $21.3M $20.8M $22.4M $22.3M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $27.1M $22.1M $15.9M $19.8M $19.1M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $5.1M $4.1M $2.9M $3.8M $3.5M
Net Income to Company $22M $18M $13M $16M $15.6M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $22M $18M $13M $16M $15.6M
 
Basic EPS (Cont. Ops) $1.01 $0.85 $0.62 $0.77 $0.74
Diluted EPS (Cont. Ops) $1.00 $0.84 $0.61 $0.76 $0.74
Weighted Average Basic Share $21.8M $21.2M $21.1M $20.9M $20.9M
Weighted Average Diluted Share $22.1M $21.4M $21.3M $21.1M $21.2M
 
EBITDA -- -- -- -- --
EBIT $29.4M $23.8M $31.4M $44.8M $41.6M
 
Revenue (Reported) $55.2M $50.4M $47.3M $51.2M $52.3M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $29.4M $23.8M $31.4M $44.8M $41.6M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $118.7M $109.5M $74.4M $169.8M $119.9M
Short Term Investments $1.1B $1.4B $779.3M $679.4M $25.4M
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $1.2B $1.5B $853.7M $849.1M $145.3M
 
Property Plant And Equipment $36.1M $36.4M $35.9M $35.5M $37.5M
Long-Term Investments $1.1B $1.4B $1.2B $1B $898.6M
Goodwill $28.3M $28.3M $28.3M $28.3M $28.3M
Other Intangibles $21.2M $29.6M $45M $44.2M $48.3M
Other Long-Term Assets -- -- -- -- --
Total Assets $4.2B $4.7B $5B $5.3B $5.3B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities -- -- -- -- --
 
Long-Term Debt $108.8M $109M $165.1M $129.3M $124.4M
Capital Leases -- -- -- -- --
Total Liabilities $3.8B $4.3B $4.7B $4.9B $4.9B
 
Common Stock $339.4M $323.4M $321M $317.5M $318.8M
Other Common Equity Adj $10M $501K -$92.8M -$72.1M -$69.9M
Common Equity $389.5M $398.5M $347.6M $404.4M $454.7M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $389.5M $398.5M $347.6M $404.4M $454.7M
 
Total Liabilities and Equity $4.2B $4.7B $5B $5.3B $5.3B
Cash and Short Terms $1.2B $1.5B $853.7M $849.1M $145.3M
Total Debt $108.8M $109M $165.1M $129.3M $124.4M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Cash and Equivalents $130.5M $109.8M $227M $161.8M $128.1M
Short Term Investments $1.2B $1.4B $767.5M $613.6M $529.7M
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $1.4B $1.5B $994.5M $775.5M $657.8M
 
Property Plant And Equipment $36.7M $37.4M $35.8M $34.6M $37.4M
Long-Term Investments $1.2B $1.4B $1.1B $963.6M $866.6M
Goodwill $28.3M $28.3M $28.3M $28.3M $28.3M
Other Intangibles $27.6M $39M $44.3M $45.5M $33.5M
Other Long-Term Assets -- -- -- -- --
Total Assets $4.4B $4.8B $5.1B $5.2B $5.3B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities -- -- -- -- --
 
Long-Term Debt $108.8M $109M $129.2M $129.3M $124.4M
Capital Leases -- -- -- -- --
Total Liabilities $4B $4.4B $4.8B $4.8B $4.9B
 
Common Stock $335.7M $322M $321M $317.1M $318.4M
Other Common Equity Adj $4.3M -$54.4M -$80.8M -$71.6M -$67.1M
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $387.3M $355.4M $367.7M $415.6M $467.3M
 
Total Liabilities and Equity $4.4B $4.8B $5.1B $5.2B $5.3B
Cash and Short Terms $1.4B $1.5B $994.5M $775.5M $657.8M
Total Debt $108.8M $109M $129.2M $129.3M $124.4M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $56.2M $62.9M $63.4M $59.1M $66.8M
Depreciation & Amoritzation $9.2M $12.1M $10.8M $10M $10M
Stock-Based Compensation $2M $1.9M $2.1M $2.2M $2.3M
Change in Accounts Receivable -$8M -$11.7M -$25.8M -$14.6M -$25.2M
Change in Inventories -- -- -- -- --
Cash From Operations $58.7M $110.2M $94.6M $75.6M $63.2M
 
Capital Expenditures $4.4M $5.8M $5.7M $6M $8M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$553.9M -$563.1M -$424.6M -$162.9M -$118.2M
 
Dividends Paid (Ex Special Dividend) -$17.6M -$18.2M -$18.6M -$19.3M -$20M
Special Dividend Paid
Long-Term Debt Issued $278.5M $100M $351M $135M $130M
Long-Term Debt Repaid -$297.9M -$100M -$295M -$171M -$135M
Repurchase of Common Stock -$14.2M -$17.3M -$4M -$5.2M --
Other Financing Activities -- -- -- -- --
Cash From Financing $548.6M $443.7M $294.9M $182.8M $5.1M
 
Beginning Cash (CF) $65.3M $118.7M $109.5M $74.4M $169.8M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $53.4M -$9.2M -$35.1M $95.4M -$49.9M
Ending Cash (CF) $118.7M $109.5M $74.4M $169.8M $119.9M
 
Levered Free Cash Flow $54.3M $104.3M $89M $69.6M $55.2M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $22M $18M $13M $16M $15.6M
Depreciation & Amoritzation $3.2M $2.9M $2.4M $2.5M $2.4M
Stock-Based Compensation $442K $511K $569K $591K $758K
Change in Accounts Receivable -$8.5M -$7M $1.8M -$3.3M $16.4M
Change in Inventories -- -- -- -- --
Cash From Operations $35.1M $38.6M $23.4M $20.8M $31.7M
 
Capital Expenditures $1.9M $2.4M $1.3M $676K $1.1M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$235.8M -$120M $5M $17.7M $3.3M
 
Dividends Paid (Ex Special Dividend) -$4.6M -$4.7M -$4.9M -$5M -$5.4M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- $95M -- $95M
Long-Term Debt Repaid -$6K -$3K -$131M -$22K -$95M
Repurchase of Common Stock -$3.6M -$1.4M -- -- -$33K
Other Financing Activities -- -- -- -- --
Cash From Financing $212.5M $81.8M $124.3M -$46.5M -$26.8M
 
Beginning Cash (CF) $118.7M $109.5M $74.4M $169.8M $119.9M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $11.8M $348K $152.6M -$7.9M $8.3M
Ending Cash (CF) $130.5M $109.8M $227M $161.8M $128.1M
 
Levered Free Cash Flow $33.1M $36.2M $22.1M $20.2M $30.6M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $73.4M $58.8M $58.4M $62.1M $66.4M
Depreciation & Amoritzation $10.5M $11.8M $10.4M $10.1M $9.8M
Stock-Based Compensation $1.9M $2M $2.2M $2.3M $2.5M
Change in Accounts Receivable -$21.5M -$10.2M -$17.1M -$19.7M -$5.5M
Change in Inventories -- -- -- -- --
Cash From Operations $71.5M $113.7M $79.4M $73M $74M
 
Capital Expenditures $5.6M $6.3M $4.6M $5.4M $8.4M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$731.1M -$447.3M -$299.6M -$150.2M -$132.5M
 
Dividends Paid (Ex Special Dividend) -$17.7M -$18.2M -$18.8M -$19.5M -$20.5M
Special Dividend Paid
Long-Term Debt Issued -- $100M $446M $40M $225M
Long-Term Debt Repaid -$144.9M -$100M -$426M -$40M -$230M
Repurchase of Common Stock -$4M -$15.1M -- -$5.2M -$33K
Other Financing Activities -- -- -- -- --
Cash From Financing $719.9M $313M $337.4M $12M $24.8M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $60.2M -$20.7M $117.2M -$65.2M -$33.7M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $65.9M $107.4M $74.8M $67.7M $65.6M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $22M $18M $13M $16M $15.6M
Depreciation & Amoritzation $3.2M $2.9M $2.4M $2.5M $2.4M
Stock-Based Compensation $442K $511K $569K $591K $758K
Change in Accounts Receivable -$8.5M -$7M $1.8M -$3.3M $16.4M
Change in Inventories -- -- -- -- --
Cash From Operations $35.1M $38.6M $23.4M $20.8M $31.7M
 
Capital Expenditures $1.9M $2.4M $1.3M $676K $1.1M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$235.8M -$120M $5M $17.7M $3.3M
 
Dividends Paid (Ex Special Dividend) -$4.6M -$4.7M -$4.9M -$5M -$5.4M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- $95M -- $95M
Long-Term Debt Repaid -$6K -$3K -$131M -$22K -$95M
Repurchase of Common Stock -$3.6M -$1.4M -- -- -$33K
Other Financing Activities -- -- -- -- --
Cash From Financing $212.5M $81.8M $124.3M -$46.5M -$26.8M
 
Beginning Cash (CF) $118.7M $109.5M $74.4M $169.8M $119.9M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $11.8M $348K $152.6M -$7.9M $8.3M
Ending Cash (CF) $130.5M $109.8M $227M $161.8M $128.1M
 
Levered Free Cash Flow $33.1M $36.2M $22.1M $20.2M $30.6M

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Popular

Will GoodRX Stock Bounce Back?
Will GoodRX Stock Bounce Back?

GoodRX (NASDAQ:GDRX) tracks prescription drug prices and its model was…

Will FCX Benefit From Tariffs?
Will FCX Benefit From Tariffs?

Freeport-McMoRan (NYSE:FCX) is among the world’s largest producers of copper…

Can Levi Stock Double?
Can Levi Stock Double?

Levi Strauss (NYSE:LEVI) is among the oldest clothing brands in…

Stock Ideas

Buy
71
Is NVDA Stock a Buy?

Market Cap: $4.2T
P/E Ratio: 59x

Buy
51
Is MSFT Stock a Buy?

Market Cap: $3.8T
P/E Ratio: 43x

Sell
40
Is AAPL Stock a Buy?

Market Cap: $3.1T
P/E Ratio: 35x

Alerts

Buy
68
MCRI alert for Jul 18

Monarch Casino & Resort [MCRI] is up 19.81% over the past day.

Sell
41
NEGG alert for Jul 18

Newegg Commerce [NEGG] is up 17.85% over the past day.

Buy
72
MNPR alert for Jul 18

Monopar Therapeutics [MNPR] is up 13.2% over the past day.

THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS

Show me the best stock