GABC Quote, Financials, Valuation and Earnings

Central Pacific Financial has a net margin of 12.92% compared to German American Bancorp's net margin of 26.27%. German American Bancorp's return on equity of 9.78% beat Central Pacific Financial's return on equity of 10.92%.

German American Bancorp has a consensus price target of $45.17, signalling upside risk potential of 12.44%. On the other hand Central Pacific Financial has an analysts' consensus of $30.00 which suggests that it could grow by 5.37%. Given that German American Bancorp has higher upside potential than Central Pacific Financial, analysts believe German American Bancorp is more attractive than Central Pacific Financial.

German American Bancorp has a beta of 0.585, which suggesting that the stock is 41.455% less volatile than S&P 500. In comparison Central Pacific Financial has a beta of 1.041, suggesting its more volatile than the S&P 500 by 4.065%.

German American Bancorp has a quarterly dividend of $0.29 per share corresponding to a yield of 2.79%. Central Pacific Financial offers a yield of 3.72% to investors and pays a quarterly dividend of $0.27 per share. German American Bancorp pays 38% of its earnings as a dividend. Central Pacific Financial pays out 52.69% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

German American Bancorp quarterly revenues are $81.4M, which are larger than Central Pacific Financial quarterly revenues of $67.6M. German American Bancorp's net income of $10.5M is lower than Central Pacific Financial's net income of $17.8M. Notably, German American Bancorp's price-to-earnings ratio is 16.20x while Central Pacific Financial's PE ratio is 13.30x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for German American Bancorp is 5.27x versus 3.05x for Central Pacific Financial. Usually stocks with elevated PS ratios are considered overvalued.

MetroCity Bankshares has a net margin of 12.92% compared to German American Bancorp's net margin of 45.26%. German American Bancorp's return on equity of 9.78% beat MetroCity Bankshares's return on equity of 16.06%.

German American Bancorp has a consensus price target of $45.17, signalling upside risk potential of 12.44%. On the other hand MetroCity Bankshares has an analysts' consensus of $34.00 which suggests that it could grow by 17.44%. Given that MetroCity Bankshares has higher upside potential than German American Bancorp, analysts believe MetroCity Bankshares is more attractive than German American Bancorp.

German American Bancorp has a beta of 0.585, which suggesting that the stock is 41.455% less volatile than S&P 500. In comparison MetroCity Bankshares has a beta of 0.613, suggesting its less volatile than the S&P 500 by 38.712%.

German American Bancorp has a quarterly dividend of $0.29 per share corresponding to a yield of 2.79%. MetroCity Bankshares offers a yield of 3.07% to investors and pays a quarterly dividend of $0.23 per share. German American Bancorp pays 38% of its earnings as a dividend. MetroCity Bankshares pays out 32.64% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

German American Bancorp quarterly revenues are $81.4M, which are larger than MetroCity Bankshares quarterly revenues of $36M. German American Bancorp's net income of $10.5M is lower than MetroCity Bankshares's net income of $16.3M. Notably, German American Bancorp's price-to-earnings ratio is 16.20x while MetroCity Bankshares's PE ratio is 11.26x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for German American Bancorp is 5.27x versus 5.19x for MetroCity Bankshares. Usually stocks with elevated PS ratios are considered overvalued.

Mid Penn Bancorp has a net margin of 12.92% compared to German American Bancorp's net margin of 29.21%. German American Bancorp's return on equity of 9.78% beat Mid Penn Bancorp's return on equity of 8.49%.

German American Bancorp has a consensus price target of $45.17, signalling upside risk potential of 12.44%. On the other hand Mid Penn Bancorp has an analysts' consensus of $35.00 which suggests that it could grow by 20.4%. Given that Mid Penn Bancorp has higher upside potential than German American Bancorp, analysts believe Mid Penn Bancorp is more attractive than German American Bancorp.

German American Bancorp has a beta of 0.585, which suggesting that the stock is 41.455% less volatile than S&P 500. In comparison Mid Penn Bancorp has a beta of 0.635, suggesting its less volatile than the S&P 500 by 36.451%.

German American Bancorp has a quarterly dividend of $0.29 per share corresponding to a yield of 2.79%. Mid Penn Bancorp offers a yield of 2.75% to investors and pays a quarterly dividend of $0.20 per share. German American Bancorp pays 38% of its earnings as a dividend. Mid Penn Bancorp pays out 27.96% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

German American Bancorp quarterly revenues are $81.4M, which are larger than Mid Penn Bancorp quarterly revenues of $47M. German American Bancorp's net income of $10.5M is lower than Mid Penn Bancorp's net income of $13.7M. Notably, German American Bancorp's price-to-earnings ratio is 16.20x while Mid Penn Bancorp's PE ratio is 10.09x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for German American Bancorp is 5.27x versus 2.84x for Mid Penn Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Peoples Financial Services has a net margin of 12.92% compared to German American Bancorp's net margin of 33.26%. German American Bancorp's return on equity of 9.78% beat Peoples Financial Services's return on equity of 4.76%.

German American Bancorp has a consensus price target of $45.17, signalling upside risk potential of 12.44%. On the other hand Peoples Financial Services has an analysts' consensus of $55.00 which suggests that it could grow by 6.59%. Given that German American Bancorp has higher upside potential than Peoples Financial Services, analysts believe German American Bancorp is more attractive than Peoples Financial Services.

German American Bancorp has a beta of 0.585, which suggesting that the stock is 41.455% less volatile than S&P 500. In comparison Peoples Financial Services has a beta of 0.753, suggesting its less volatile than the S&P 500 by 24.669%.

German American Bancorp has a quarterly dividend of $0.29 per share corresponding to a yield of 2.79%. Peoples Financial Services offers a yield of 4.79% to investors and pays a quarterly dividend of $0.62 per share. German American Bancorp pays 38% of its earnings as a dividend. Peoples Financial Services pays out 212.91% of its earnings as a dividend. German American Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Peoples Financial Services's is not.

German American Bancorp quarterly revenues are $81.4M, which are larger than Peoples Financial Services quarterly revenues of $45.1M. German American Bancorp's net income of $10.5M is lower than Peoples Financial Services's net income of $15M. Notably, German American Bancorp's price-to-earnings ratio is 16.20x while Peoples Financial Services's PE ratio is 24.23x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for German American Bancorp is 5.27x versus 3.07x for Peoples Financial Services. Usually stocks with elevated PS ratios are considered overvalued.