Financhill
Buy
52

FFBC Quote, Financials, Valuation and Earnings

Last price:
$24.92
Seasonality move :
3.39%
Day range:
$24.76 - $25.13
52-week range:
$21.10 - $31.18
Dividend yield:
3.85%
P/E ratio:
10.34x
P/S ratio:
2.83x
P/B ratio:
0.95x
Volume:
643.6K
Avg. volume:
379.8K
1-year change:
-5.39%
Market cap:
$2.4B
Revenue:
$835.6M
EPS (TTM):
$2.41
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $645.6M $623.6M $708.8M $840.2M $835.6M
Revenue Growth (YoY) 4.87% -3.41% 13.66% 18.54% -0.55%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $248.3M $259.5M $305.7M $346.8M $368.9M
Other Inc / (Exp) $13.6M -$57K -$1.2M -$1.1M -$22.6M
Operating Expenses $252.2M $269.4M $316.9M $357.2M $378.4M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $184.4M $240.9M $241.7M $318.6M $268.3M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $28.6M $35.8M $24.1M $62.7M $39.5M
Net Income to Company $155.8M $205.2M $217.6M $255.9M $228.8M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $155.8M $205.2M $217.6M $255.9M $228.8M
 
Basic EPS (Cont. Ops) $1.60 $2.16 $2.33 $2.72 $2.42
Diluted EPS (Cont. Ops) $1.59 $2.14 $2.30 $2.69 $2.40
Weighted Average Basic Share $97.4M $95M $93.5M $93.9M $94.4M
Weighted Average Diluted Share $98.1M $95.9M $94.6M $95.1M $95.4M
 
EBITDA -- -- -- -- --
EBIT $252.9M $272M $307.6M $593.8M $658.4M
 
Revenue (Reported) $645.6M $623.6M $708.8M $840.2M $835.6M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $252.9M $272M $307.6M $593.8M $658.4M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $154.2M $147.6M $214.9M $195.3M $200.4M
Revenue Growth (YoY) 3.03% -4.25% 45.53% -9.13% 2.63%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $72.1M $71M $85.2M $88.5M $93.1M
Other Inc / (Exp) -$54K -$196K $121K -$5.2M -$9.9M
Operating Expenses $74.6M $73.9M $87.8M $90.8M $95.5M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $57.7M $50.6M $87.7M $61.7M $63.6M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $10.4M $9.3M $17.3M $11M $12.3M
Net Income to Company $47.3M $41.3M $70.4M $50.7M $51.3M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $47.3M $41.3M $70.4M $50.7M $51.3M
 
Basic EPS (Cont. Ops) $0.49 $0.44 $0.75 $0.54 $0.54
Diluted EPS (Cont. Ops) $0.48 $0.44 $0.74 $0.53 $0.54
Weighted Average Basic Share $96.9M $93.4M $93.7M $94.2M $94.6M
Weighted Average Diluted Share $97.7M $94.3M $95M $95.2M $95.5M
 
EBITDA -- -- -- -- --
EBIT $66.4M $58.1M $137M $153.7M $154.7M
 
Revenue (Reported) $154.2M $147.6M $214.9M $195.3M $200.4M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $66.4M $58.1M $137M $153.7M $154.7M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $650.2M $617.1M $776M $820.6M $840.7M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $255.7M $258.4M $319.9M $350.2M $373.5M
Other Inc / (Exp) $13.7M -$199K -$891K -$6.4M -$27.3M
Operating Expenses $266.5M $268.7M $330.7M $360.3M $383.1M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $207.6M $233.9M $278.8M $292.6M $270.2M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $33.1M $34.7M $32M $56.5M $40.8M
Net Income to Company $174.5M $199.1M $246.7M $236.1M $229.4M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $174.5M $199.1M $246.7M $236.1M $229.4M
 
Basic EPS (Cont. Ops) $1.80 $2.12 $2.64 $2.51 $2.43
Diluted EPS (Cont. Ops) $1.77 $2.09 $2.61 $2.48 $2.41
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $259.5M $263.7M $386.4M $610.6M $659.5M
 
Revenue (Reported) $650.2M $617.1M $776M $820.6M $840.7M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $259.5M $263.7M $386.4M $610.6M $659.5M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $154.2M $147.6M $214.9M $195.3M $200.4M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $72.1M $71M $85.2M $88.5M $93.1M
Other Inc / (Exp) -$54K -$196K $121K -$5.2M -$9.9M
Operating Expenses $74.6M $73.9M $87.8M $90.8M $95.5M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $57.7M $50.6M $87.7M $61.7M $63.6M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $10.4M $9.3M $17.3M $11M $12.3M
Net Income to Company $47.3M $41.3M $70.4M $50.7M $51.3M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $47.3M $41.3M $70.4M $50.7M $51.3M
 
Basic EPS (Cont. Ops) $0.49 $0.44 $0.75 $0.54 $0.54
Diluted EPS (Cont. Ops) $0.48 $0.44 $0.74 $0.53 $0.54
Weighted Average Basic Share $96.9M $93.4M $93.7M $94.2M $94.6M
Weighted Average Diluted Share $97.7M $94.3M $95M $95.2M $95.5M
 
EBITDA -- -- -- -- --
EBIT $66.4M $58.1M $137M $153.7M $154.7M
 
Revenue (Reported) $154.2M $147.6M $214.9M $195.3M $200.4M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $66.4M $58.1M $137M $153.7M $154.7M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $251.4M $434.8M $595.7M $1B $904.5M
Short Term Investments $3.4B $4.2B $3.4B $3B $2.5B
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $3.7B $4.8B $4.2B $4.5B $3.9B
 
Property Plant And Equipment $207.2M $253.9M $280.8M $348M $407.1M
Long-Term Investments $3.7B $4.4B $3.6B $3.2B $3.4B
Goodwill $937.8M $1B $1B $1B $1B
Other Intangibles $64.6M $104.4M $93.9M $83.9M $79.3M
Other Long-Term Assets -- -- -- -- --
Total Assets $16B $16.3B $17B $17.5B $18.6B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- $245M $1.3B $937.8M $755.5M
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $166.6M $319.2M $1.3B $937.8M $755.5M
 
Long-Term Debt $339.4M $385M $345M $342.5M $346M
Capital Leases -- -- -- -- --
Total Liabilities $13.7B $14.1B $15B $15.3B $16.1B
 
Common Stock $1.6B $1.6B $1.6B $1.6B $1.6B
Other Common Equity Adj $48.7M -$433K -$358.7M -$309.8M -$289.8M
Common Equity $2.3B $2.3B $2B $2.3B $2.4B
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $2.3B $2.3B $2B $2.3B $2.4B
 
Total Liabilities and Equity $16B $16.3B $17B $17.5B $18.6B
Cash and Short Terms $3.7B $4.6B $4B $4B $3.4B
Total Debt $339.4M $653.1M $1.6B $1.3B $1.1B
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Cash and Equivalents $229.4M $457.6M $505.3M $950.7M $824M
Short Term Investments $3.8B $4B $3.4B $2.9B $2.6B
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $4B $4.5B $4.2B $4.3B $3.9B
 
Property Plant And Equipment $204.5M $278.4M $342.9M $359.9M $411.6M
Long-Term Investments $4B $4.2B $3.6B $3.1B $3.5B
Goodwill $937.8M $1000M $1B $1B $1B
Other Intangibles $62M $85.9M $91.2M $85.6M $77M
Other Long-Term Assets -- -- -- -- --
Total Assets $16.2B $16B $16.9B $17.6B $18.5B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- $185M $1.2B $862.1M $799.8M
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $181.4M $185M $1.2B $862.1M $799.8M
 
Long-Term Debt $311M $378.1M $341M $341.6M $344.7M
Capital Leases -- -- -- -- --
Total Liabilities $13.9B $13.9B $14.8B $15.3B $16B
 
Common Stock $1.6B $1.6B $1.6B $1.6B $1.6B
Other Common Equity Adj $18.1M -$142.5M -$328.1M -$321.1M -$253.9M
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $2.3B $2.1B $2.1B $2.3B $2.5B
 
Total Liabilities and Equity $16.2B $16B $16.9B $17.6B $18.5B
Cash and Short Terms $4B $4.4B $3.9B $3.8B $3.4B
Total Debt $311M $563.1M $1.6B $1.2B $1.1B
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $155.8M $205.2M $217.6M $255.9M $228.8M
Depreciation & Amoritzation $41.2M $39.6M $38.8M $37.8M $38.4M
Stock-Based Compensation $7.7M $9.6M $13.4M $14.9M $15.7M
Change in Accounts Receivable -$9.7M $6.5M -$19.1M -$9.6M $5M
Change in Inventories -- -- -- -- --
Cash From Operations $108.4M $388.2M $200.8M $487M $262.2M
 
Capital Expenditures $16.5M $15.3M $13.8M $24.1M $21.1M
Cash Acquisitions -- -$109M -- -$3.5M -$96.9M
Cash From Investing -$1.2B -$510M -$883.1M -$701.3M -$1B
 
Dividends Paid (Ex Special Dividend) -$89.7M -$87.3M -$86.6M -$87.2M -$89.5M
Special Dividend Paid
Long-Term Debt Issued $1B -- -- -- --
Long-Term Debt Repaid -$681.5M -$463.4M -$64M -$3.3M --
Repurchase of Common Stock -$16.7M -$108.1M -- -- --
Other Financing Activities -- -- -- -- --
Cash From Financing $1.1B $110.8M $669.7M $219.9M $699.1M
 
Beginning Cash (CF) $200.7M $231.1M $220M $207.5M $213.1M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $30.4M -$11M -$12.5M $5.6M -$38.8M
Ending Cash (CF) $231.1M $220M $207.5M $213.1M $174.3M
 
Levered Free Cash Flow $91.9M $372.8M $187.1M $462.8M $241.1M
Period Ending 2021-06-30 2022-06-30 2023-06-30 2024-06-30 2025-06-30
Net Income to Stockholders $50.9M $51.5M $65.7M $60.8M --
Depreciation & Amoritzation $8M $8M $7.5M $7.8M --
Stock-Based Compensation $2.5M $2.3M $4.2M $3.1M --
Change in Accounts Receivable $2.9M -$3.9M -$1.1M $248K --
Change in Inventories -- -- -- -- --
Cash From Operations $58.6M $121.9M $106.9M $68.1M --
 
Capital Expenditures $2.4M $4.1M $7.5M $3.3M --
Cash Acquisitions -- -- -$95K -- --
Cash From Investing $114.5M -$176M -$183.8M -$568.2M --
 
Dividends Paid (Ex Special Dividend) -$22.1M -$21.6M -$21.6M -$22.4M --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -$270.9M $89.8M -$2.9M -$4.9M --
Repurchase of Common Stock -$32.9M -- -- -- --
Other Financing Activities -- -- -- -- --
Cash From Financing -$176.4M $126.2M $94.4M $494.6M --
 
Beginning Cash (CF) $210.2M $230.4M $199.8M $199.4M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$3.3M $72.1M $17.6M -$5.6M --
Ending Cash (CF) $206.9M $302.5M $217.4M $193.8M --
 
Levered Free Cash Flow $56.2M $117.9M $99.3M $64.8M --
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $174.5M $199.1M $246.7M $236.1M $229.4M
Depreciation & Amoritzation $41M $39.4M $38.2M $37.7M $38.4M
Stock-Based Compensation $9M $10.3M $14.5M $16.1M $15.5M
Change in Accounts Receivable -$9.6M $9.1M -$22.8M -$10.4M $6.2M
Change in Inventories -- -- -- -- --
Cash From Operations $381.6M $384.9M $229.2M $346.7M $286.3M
 
Capital Expenditures $13.4M $15.8M $15.1M $26.8M $17.7M
Cash Acquisitions -- -- -$3.4M -$97M --
Cash From Investing -$1.4B -$61.1M -$1B -$687.1M -$884.1M
 
Dividends Paid (Ex Special Dividend) -$89.4M -$87.1M -$86.7M -$86.9M -$90.7M
Special Dividend Paid
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -$784M -$412.3M $137.2M $3.1M -$479K
Repurchase of Common Stock -$18M -- -- -- --
Other Financing Activities -- -- -- -- --
Cash From Financing $945.9M -$303.6M $763.6M $340M $588.9M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$51.7M $20.2M -$30.6M -$428K -$8.8M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $368.2M $369.1M $214.1M $319.9M $268.6M
Period Ending 2021-06-30 2022-06-30 2023-06-30 2024-06-30 2025-06-30
Net Income to Stockholders $98.2M $92.8M $136.1M $111.5M $51.3M
Depreciation & Amoritzation $16.3M $16.1M $15M $15.2M $7.3M
Stock-Based Compensation $5.3M $5.8M $8.8M $8.9M $5.6M
Change in Accounts Receivable $2.1M -$2M -$3M -$2.4M -$1.4M
Change in Inventories -- -- -- -- --
Cash From Operations $205.7M $265.8M $279.1M $100M $56.1M
 
Capital Expenditures $5.2M $7.2M $12M $10.4M $3.8M
Cash Acquisitions -- -- -$3.5M -$96.9M --
Cash From Investing -$251.6M -$93.2M -$241.2M -$611.6M $72.6M
 
Dividends Paid (Ex Special Dividend) -$44.3M -$43.5M -$43.7M -$44.2M -$23M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -$463.4M -$51.6M -$7.1M -$5.9M -$1.5M
Repurchase of Common Stock -$50.8M -- -- -- --
Other Financing Activities -- -- -- -- --
Cash From Financing $21.8M -$90M -$27.9M $492.3M -$112.4M
 
Beginning Cash (CF) $441.2M $450.5M $407.3M $412.5M $174.3M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$24.1M $82.5M $9.9M -$19.3M $16.4M
Ending Cash (CF) $417.1M $533M $417.2M $393.2M $190.6M
 
Levered Free Cash Flow $200.5M $258.5M $267M $89.6M $52.4M

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