Financhill
Buy
65

CZWI Quote, Financials, Valuation and Earnings

Last price:
$15.04
Seasonality move :
0.85%
Day range:
$14.84 - $15.08
52-week range:
$11.72 - $17.04
Dividend yield:
2.39%
P/E ratio:
11.94x
P/S ratio:
2.76x
P/B ratio:
0.83x
Volume:
27.8K
Avg. volume:
85.8K
1-year change:
20.18%
Market cap:
$150.2M
Revenue:
$56.3M
EPS (TTM):
$1.26
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $68.4M $69.7M $67.2M $58.5M $56.3M
Revenue Growth (YoY) 21.45% 1.89% -3.58% -12.88% -3.84%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $23.8M $24.3M $23.6M $22.7M $24.3M
Other Inc / (Exp) $542K $1.2M $541K $459K -$856K
Operating Expenses $26M $25.9M $25.1M $23.4M $25M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $17.3M $29M $23.6M $18.9M $17.5M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $4.6M $7.7M $5.8M $5.9M $3.7M
Net Income to Company $12.7M $21.3M $17.8M $13.1M $13.8M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $12.7M $21.3M $17.8M $13.1M $13.8M
 
Basic EPS (Cont. Ops) $1.14 $1.98 $1.69 $1.25 $1.34
Diluted EPS (Cont. Ops) $1.14 $1.98 $1.69 $1.25 $1.34
Weighted Average Basic Share $11.2M $10.7M $10.5M $10.5M $10.3M
Weighted Average Diluted Share $11.2M $10.7M $10.5M $10.5M $10.3M
 
EBITDA -- -- -- -- --
EBIT $31.6M $39.3M $36.6M $54.8M $60.6M
 
Revenue (Reported) $68.4M $69.7M $67.2M $58.5M $56.3M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $31.6M $39.3M $36.6M $54.8M $60.6M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $17.1M $15.9M $15.1M $15.2M $14.2M
Revenue Growth (YoY) 4.38% -6.86% -4.85% 0.35% -6.5%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $5.9M $5.7M $5.7M $5.9M $6M
Other Inc / (Exp) $235K -$37K $56K $167K $10K
Operating Expenses $6.3M $6.1M $5.9M $6M $6.1M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $7.5M $6.2M $4.9M $5.2M $4M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $1.9M $1.5M $1.3M $1.1M $777K
Net Income to Company $5.5M $4.7M $3.7M $4.1M $3.2M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $5.5M $4.7M $3.7M $4.1M $3.2M
 
Basic EPS (Cont. Ops) $0.50 $0.45 $0.35 $0.39 $0.32
Diluted EPS (Cont. Ops) $0.50 $0.45 $0.35 $0.39 $0.32
Weighted Average Basic Share $11M $10.5M $10.5M $10.4M $10M
Weighted Average Diluted Share $11M $10.5M $10.5M $10.4M $10M
 
EBITDA -- -- -- -- --
EBIT $10.3M $8.4M $11.8M $16M $13.5M
 
Revenue (Reported) $17.1M $15.9M $15.1M $15.2M $14.2M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $10.3M $8.4M $11.8M $16M $13.5M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $69.1M $68.5M $66.4M $58.6M $55.3M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $24M $24.1M $23.6M $22.8M $24.4M
Other Inc / (Exp) $704K $953K $634K $570K -$1M
Operating Expenses $26.1M $25.7M $24.8M $23.6M $25.2M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $21.2M $27.7M $22.3M $19.2M $16.2M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $5.6M $7.3M $5.6M $5.7M $3.4M
Net Income to Company $15.6M $20.5M $16.7M $13.5M $12.9M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $15.6M $20.5M $16.7M $13.5M $12.9M
 
Basic EPS (Cont. Ops) $1.41 $1.94 $1.59 $1.29 $1.26
Diluted EPS (Cont. Ops) $1.41 $1.94 $1.59 $1.29 $1.26
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $34.1M $37.4M $40M $59M $58.1M
 
Revenue (Reported) $69.1M $68.5M $66.4M $58.6M $55.3M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $34.1M $37.4M $40M $59M $58.1M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $17.1M $15.9M $15.1M $15.2M $14.2M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $5.9M $5.7M $5.7M $5.9M $6M
Other Inc / (Exp) $235K -$37K $56K $167K $10K
Operating Expenses $6.3M $6.1M $5.9M $6M $6.1M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $7.5M $6.2M $4.9M $5.2M $4M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $1.9M $1.5M $1.3M $1.1M $777K
Net Income to Company $5.5M $4.7M $3.7M $4.1M $3.2M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $5.5M $4.7M $3.7M $4.1M $3.2M
 
Basic EPS (Cont. Ops) $0.50 $0.45 $0.35 $0.39 $0.32
Diluted EPS (Cont. Ops) $0.50 $0.45 $0.35 $0.39 $0.32
Weighted Average Basic Share $11M $10.5M $10.5M $10.4M $10M
Weighted Average Diluted Share $11M $10.5M $10.5M $10.4M $10M
 
EBITDA -- -- -- -- --
EBIT $10.3M $8.4M $11.8M $16M $13.5M
 
Revenue (Reported) $17.1M $15.9M $15.1M $15.2M $14.2M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $10.3M $8.4M $11.8M $16M $13.5M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $123.2M $49.2M $35.6M $37.1M $50.2M
Short Term Investments -- $140K -- $73.5M $72.9M
Accounts Receivable, Net $5.7M $3.9M $5.3M $5.4M $5.7M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $128.8M $53.3M $40.9M $116M $128.7M
 
Property Plant And Equipment $21.2M $21.2M $20.5M $18.4M $17.1M
Long-Term Investments $202.9M $290.8M $266.7M $253M $236M
Goodwill $31.5M $31.5M $31.5M $31.5M $31.5M
Other Intangibles $8.7M $8.1M $6.7M $5.6M $4.6M
Other Long-Term Assets -- -- -- -- --
Total Assets $1.6B $1.7B $1.8B $1.9B $1.7B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities -- -- -- -- --
 
Long-Term Debt $181.8M $170M $214.9M $147M $66.6M
Capital Leases -- -- -- -- --
Total Liabilities $1.5B $1.6B $1.6B $1.7B $1.6B
 
Common Stock $111K $105K $104K $104K $100K
Other Common Equity Adj $1.5M $161K -$17.7M -$17.3M -$16.4M
Common Equity $160.6M $170.9M $167.1M $173.3M $179.1M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $160.6M $170.9M $167.1M $173.3M $179.1M
 
Total Liabilities and Equity $1.6B $1.7B $1.8B $1.9B $1.7B
Cash and Short Terms $123.2M $49.3M $35.6M $110.6M $123M
Total Debt $181.8M $170M $214.9M $147M $66.6M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Cash and Equivalents $198.1M $85.9M $65.3M $28.6M $100.2M
Short Term Investments $185.2M $187.9M -- $2.5M $70.8M
Accounts Receivable, Net $5.5M $4.2M $5.6M $6.3M $5.9M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $388.7M $278M $70.8M $37.5M $177M
 
Property Plant And Equipment $21.1M $21.4M $20.2M $18M $16.6M
Long-Term Investments $257.9M $309.2M $288.3M $257.9M $232.3M
Goodwill $31.5M $31.5M $31.5M $31.5M $31.5M
Other Intangibles $9.1M $8.1M $6.4M $5.3M $4.4M
Other Long-Term Assets -- -- -- -- --
Total Assets $1.7B $1.8B $1.9B $1.8B $1.8B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities -- -- -- -- --
 
Long-Term Debt $173.8M $172.6M $249.8M $107M $61.7M
Capital Leases -- -- -- -- --
Total Liabilities $1.6B $1.6B $1.7B $1.6B $1.6B
 
Common Stock $109K $105K $105K $104K $100K
Other Common Equity Adj $1M -$7M -$16.6M -$18M -$15M
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $160.7M $165.5M $164.6M $172.8M $180.1M
 
Total Liabilities and Equity $1.7B $1.8B $1.9B $1.8B $1.8B
Cash and Short Terms $383.2M $273.8M $65.3M $31.1M $171M
Total Debt $173.8M $172.6M $249.8M $107M $61.7M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $12.7M $21.3M $17.8M $13.1M $13.8M
Depreciation & Amoritzation $6.6M $4M $4M $3.7M $3.4M
Stock-Based Compensation $14K $8K $3K -- --
Change in Accounts Receivable -$1.8M $1.2M $79K $54K -$1.8M
Change in Inventories -- -- -- -- --
Cash From Operations $23.8M $21.6M $29.3M $13.1M $20.2M
 
Capital Expenditures $2.6M $3.8M $3.6M $1.4M $889K
Cash Acquisitions $1.1M -- -- -- --
Cash From Investing -$61.8M -$163.2M -$119.2M -$34.2M $113.7M
 
Dividends Paid (Ex Special Dividend) -$2.4M -$2.5M -$2.7M -$3M -$3.3M
Special Dividend Paid
Long-Term Debt Issued $81.2M -- $146.2M $25M --
Long-Term Debt Repaid -$74M -$12.1M -$101.6M -$93.2M -$80.6M
Repurchase of Common Stock -$2.8M -$8M -$1.9M -$550K -$6.2M
Other Financing Activities $118K $127K $401K $223K $224K
Cash From Financing $101.6M $69.9M $77.6M $22.9M -$120.9M
 
Beginning Cash (CF) $55.8M $119.4M $47.7M $35.4M $37.1M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $63.6M -$71.7M -$12.3M $1.8M $13M
Ending Cash (CF) $119.4M $47.7M $35.4M $37.1M $50.2M
 
Levered Free Cash Flow $21.2M $17.8M $25.7M $11.8M $19.3M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $5.5M $4.7M $3.7M $4.1M $3.2M
Depreciation & Amoritzation $479K $645K $968K $888K $845K
Stock-Based Compensation $3K $1K -- $158K $68K
Change in Accounts Receivable $322K $410K -$837K -$966K $37K
Change in Inventories -- -- -- -- --
Cash From Operations $13.5M $8.9M $1.8M $9.1M $1.6M
 
Capital Expenditures $462K $797K $313K $214K $100K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$8.7M -$12.3M -$15.9M $18M $21.7M
 
Dividends Paid (Ex Special Dividend) -$2.5M -$2.7M -$3M -$3.3M -$3.6M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- $34.2M -- -- --
Long-Term Debt Repaid -$8.1M -$31.6M -$35.2M -$5.5M -$5M
Repurchase of Common Stock -$2.6M -$429K -$129K -$711K -$183K
Other Financing Activities $26K $44K $58K -- --
Cash From Financing $71.8M $40.2M $43.8M -$35.7M $26.8M
 
Beginning Cash (CF) $119.4M $47.7M $35.4M $37.1M $50.2M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $76.6M $36.7M $29.7M -$8.5M $50M
Ending Cash (CF) $196M $84.4M $65.1M $28.6M $100.2M
 
Levered Free Cash Flow $13.1M $8.1M $1.5M $8.9M $1.5M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $15.6M $20.5M $16.7M $13.5M $12.9M
Depreciation & Amoritzation $6.2M $4.2M $4.4M $3.7M $3.4M
Stock-Based Compensation $13K $6K $2K $158K -$90K
Change in Accounts Receivable -$2.6M $1.3M -$1.2M -$75K -$772K
Change in Inventories -- -- -- -- --
Cash From Operations $28.1M $16.9M $22.2M $20.5M $12.6M
 
Capital Expenditures $2.6M $4.1M $3.1M $1.3M $775K
Cash Acquisitions $1.1M -- -- -- --
Cash From Investing -$74.1M -$166.9M -$122.8M -$230K $117.4M
 
Dividends Paid (Ex Special Dividend) -$2.5M -$2.7M -$3M -$3.3M -$3.6M
Special Dividend Paid
Long-Term Debt Issued $23.7M $34.2M $112M -- --
Long-Term Debt Repaid -$17.1M -$35.6M -$105.2M -$63.5M -$80.1M
Repurchase of Common Stock -$3.6M -$5.8M -$1.6M -$1.1M -$5.7M
Other Financing Activities $128K $145K $415K $223K --
Cash From Financing $200.7M $38.3M $81.2M -$56.6M -$58.4M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $154.7M -$111.7M -$19.3M -$36.4M $71.6M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $25.4M $12.8M $19.1M $19.2M $11.9M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $5.5M $4.7M $3.7M $4.1M $3.2M
Depreciation & Amoritzation $479K $645K $968K $888K $845K
Stock-Based Compensation $3K $1K -- $158K $68K
Change in Accounts Receivable $322K $410K -$837K -$966K $37K
Change in Inventories -- -- -- -- --
Cash From Operations $13.5M $8.9M $1.8M $9.1M $1.6M
 
Capital Expenditures $462K $797K $313K $214K $100K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$8.7M -$12.3M -$15.9M $18M $21.7M
 
Dividends Paid (Ex Special Dividend) -$2.5M -$2.7M -$3M -$3.3M -$3.6M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- $34.2M -- -- --
Long-Term Debt Repaid -$8.1M -$31.6M -$35.2M -$5.5M -$5M
Repurchase of Common Stock -$2.6M -$429K -$129K -$711K -$183K
Other Financing Activities $26K $44K $58K -- --
Cash From Financing $71.8M $40.2M $43.8M -$35.7M $26.8M
 
Beginning Cash (CF) $119.4M $47.7M $35.4M $37.1M $50.2M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $76.6M $36.7M $29.7M -$8.5M $50M
Ending Cash (CF) $196M $84.4M $65.1M $28.6M $100.2M
 
Levered Free Cash Flow $13.1M $8.1M $1.5M $8.9M $1.5M

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