Financhill
Buy
65

CZFS Quote, Financials, Valuation and Earnings

Last price:
$59.85
Seasonality move :
-2.53%
Day range:
$60.00 - $61.04
52-week range:
$40.79 - $74.65
Dividend yield:
3.2%
P/E ratio:
10.31x
P/S ratio:
2.86x
P/B ratio:
0.95x
Volume:
5.8K
Avg. volume:
9.2K
1-year change:
21.41%
Market cap:
$293.4M
Revenue:
$100.8M
EPS (TTM):
$5.92
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $73.6M $78.4M $81.9M $91.9M $100.8M
Revenue Growth (YoY) 26.21% 6.53% 4.41% 12.21% 9.68%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $24.7M $26.4M $28.5M $36.5M $41.3M
Other Inc / (Exp) $264K $551K -$261K -$195K $1.2M
Operating Expenses $22.7M $26.6M $28.4M $27.6M $43M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $30.4M $35.3M $35.5M $21.5M $33.7M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $5.3M $6.2M $6.4M $3.7M $5.9M
Net Income to Company $25.1M $29.1M $29.1M $17.8M $27.8M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $25.1M $29.1M $29.1M $17.8M $27.8M
 
Basic EPS (Cont. Ops) $6.09 $7.09 $7.10 $3.98 $5.80
Diluted EPS (Cont. Ops) $6.09 $7.09 $7.10 $3.98 $5.79
Weighted Average Basic Share $4.1M $4.1M $4.1M $4.5M $4.8M
Weighted Average Diluted Share $4.1M $4.1M $4.1M $4.5M $4.8M
 
EBITDA -- -- -- -- --
EBIT $38.5M $42.4M $46.7M $68.4M $101.5M
 
Revenue (Reported) $73.6M $78.4M $81.9M $91.9M $100.8M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $38.5M $42.4M $46.7M $68.4M $101.5M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $20.7M $18.7M $20.3M $24.8M $26.4M
Revenue Growth (YoY) 40.26% -9.59% 8.35% 22.58% 6.45%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $6.4M $7M $8M $10.8M $10.7M
Other Inc / (Exp) $237K -$45K -$218K $1.2M -$11K
Operating Expenses $6.4M $7.1M $7.8M $12.1M $10.9M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $10.1M $8.2M $8.5M $8.5M $9.4M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $1.6M $1.5M $1.6M $1.5M $1.8M
Net Income to Company $8.5M $6.7M $6.9M $7M $7.6M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $8.5M $6.7M $6.9M $7M $7.6M
 
Basic EPS (Cont. Ops) $2.06 $1.64 $1.69 $1.47 $1.58
Diluted EPS (Cont. Ops) $2.06 $1.64 $1.69 $1.47 $1.58
Weighted Average Basic Share $4.1M $4.1M $4M $4.8M $4.8M
Weighted Average Diluted Share $4.1M $4.1M $4M $4.8M $4.8M
 
EBITDA -- -- -- -- --
EBIT $11.9M $9.8M $15.5M $25.5M $25.4M
 
Revenue (Reported) $20.7M $18.7M $20.3M $24.8M $26.4M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $11.9M $9.8M $15.5M $25.5M $25.4M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $79.5M $76.4M $83.4M $96.4M $102.4M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $25.6M $27.1M $29.4M $39.3M $41.3M
Other Inc / (Exp) $755K $269K -$434K $1.2M $79K
Operating Expenses $24M $27.3M $29.1M $31.9M $41.8M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $35M $33.5M $35.8M $21.5M $34.6M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $6M $6.1M $6.6M $3.6M $6.1M
Net Income to Company $29M $27.4M $29.2M $18M $28.4M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $29M $27.4M $29.2M $18M $28.4M
 
Basic EPS (Cont. Ops) $7.05 $6.67 $7.14 $3.61 $5.92
Diluted EPS (Cont. Ops) $7.05 $6.67 $7.14 $3.61 $5.92
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $42.5M $40.3M $52.5M $78.3M $101.5M
 
Revenue (Reported) $79.5M $76.4M $83.4M $96.4M $102.4M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $42.5M $40.3M $52.5M $78.3M $101.5M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $20.7M $18.7M $20.3M $24.8M $26.4M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $6.4M $7M $8M $10.8M $10.7M
Other Inc / (Exp) $237K -$45K -$218K $1.2M -$11K
Operating Expenses $6.4M $7.1M $7.8M $12.1M $10.9M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $10.1M $8.2M $8.5M $8.5M $9.4M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $1.6M $1.5M $1.6M $1.5M $1.8M
Net Income to Company $8.5M $6.7M $6.9M $7M $7.6M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $8.5M $6.7M $6.9M $7M $7.6M
 
Basic EPS (Cont. Ops) $2.06 $1.64 $1.69 $1.47 $1.58
Diluted EPS (Cont. Ops) $2.06 $1.64 $1.69 $1.47 $1.58
Weighted Average Basic Share $4.1M $4.1M $4M $4.8M $4.8M
Weighted Average Diluted Share $4.1M $4.1M $4M $4.8M $4.8M
 
EBITDA -- -- -- -- --
EBIT $11.9M $9.8M $15.5M $25.5M $25.4M
 
Revenue (Reported) $20.7M $18.7M $20.3M $24.8M $26.4M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $11.9M $9.8M $15.5M $25.5M $25.4M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $82.5M $183.9M $32.3M $56.9M $46M
Short Term Investments $295.2M $412.4M $439.5M $417.6M $47.1M
Accounts Receivable, Net $6M $5.2M $7.3M $11M $10.3M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $383.7M $605.5M $495.7M $499.2M $113.8M
 
Property Plant And Equipment $16.9M $17M $17.6M $21.4M $21.4M
Long-Term Investments $297.1M $414.7M $441.7M $419.5M $427.7M
Goodwill $31.4M $31.4M $31.4M $85.8M $85.8M
Other Intangibles $1.7M $1.6M $1.3M $3.7M $2.9M
Other Long-Term Assets -- -- -- -- --
Total Assets $1.9B $2.1B $2.3B $3B $3B
 
Accounts Payable $1M $711K $1.2M $4.3M $4.7M
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $1M $711K $1.2M $34.9M $29.6M
 
Long-Term Debt $88.8M $74M $257.3M $271.4M $272.8M
Capital Leases -- -- -- -- --
Total Liabilities $1.7B $1.9B $2.1B $2.7B $2.7B
 
Common Stock $4.4M $4.4M $4.4M $5.2M $5.2M
Other Common Equity Adj $2.6M -$155K -$33.1M -$24.9M -$23.5M
Common Equity $194.3M $212.5M $200.1M $279.7M $299.7M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $194.3M $212.5M $200.1M $279.7M $299.7M
 
Total Liabilities and Equity $1.9B $2.1B $2.3B $3B $3B
Cash and Short Terms $377.7M $596.3M $471.8M $474.5M $93.1M
Total Debt $88.8M $74M $257.3M $284M $280.4M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Cash and Equivalents $164.3M $124.6M $32.2M $33.4M $40.6M
Short Term Investments $322M $461.5M $443.4M $404.9M $44.8M
Accounts Receivable, Net $5.6M $5.4M $7.2M $10.6M $10.9M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $491.9M $591.5M $497M $463.8M $105.4M
 
Property Plant And Equipment $17.5M $16.9M $17.6M $21.1M $21.6M
Long-Term Investments $324.1M $463.9M $445.3M $406.5M $432.4M
Goodwill $31.4M $31.4M $31.4M $85.8M $85.8M
Other Intangibles $1.7M $1.5M $1.2M $3.5M $2.7M
Other Long-Term Assets -- -- -- -- --
Total Assets $2B $2.2B $2.3B $2.9B $3B
 
Accounts Payable $913K $714K $1.8M $4.1M $3.1M
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $913K $714K $1.8M $4.1M $3.1M
 
Long-Term Debt $86.2M $68.2M $288.1M $283.6M $302M
Capital Leases -- -- -- -- --
Total Liabilities $1.8B $2B $2.1B $2.6B $2.7B
 
Common Stock $4.4M $4.4M $4.4M $5.2M $5.2M
Other Common Equity Adj $1M -$14.8M -$26.8M -$26.6M -$20.2M
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $198.8M $202.7M $213.2M $282.7M $308.3M
 
Total Liabilities and Equity $2B $2.2B $2.3B $2.9B $3B
Cash and Short Terms $486.3M $586.1M $475.6M $438.3M $85.4M
Total Debt $86.2M $68.2M $288.1M $283.6M $302M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $25.1M $29.1M $29.1M $17.8M $27.8M
Depreciation & Amoritzation $1.1M $1.1M $1M $1.5M $1.8M
Stock-Based Compensation $473K $614K $336K $309K $412K
Change in Accounts Receivable -$857K $764K -$2.1M -$1.5M $736K
Change in Inventories -- -- -- -- --
Cash From Operations $11.8M $38.7M $33.2M $26.5M $33.2M
 
Capital Expenditures $942K $1.1M $1.6M $2.6M $1.3M
Cash Acquisitions $1M -- -$1.1M $3.4M $7.2M
Cash From Investing -$110.7M -$158.2M -$362.5M $59.5M -$69.1M
 
Dividends Paid (Ex Special Dividend) -$6.5M -$7.4M -$7.6M -$8.5M -$9.3M
Special Dividend Paid
Long-Term Debt Issued $20M $9.9M -- $40M --
Long-Term Debt Repaid -$15M -$26.8M -$4.7M -- -$35M
Repurchase of Common Stock -$2.1M -$1.4M -$1.3M -$265K -$266K
Other Financing Activities -- -- -- -- --
Cash From Financing $149.1M $223.7M $182.6M -$59.4M $25.3M
 
Beginning Cash (CF) $18.5M $68.7M $172.8M $26.2M $52.8M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $50.2M $104.1M -$146.6M $26.6M -$10.6M
Ending Cash (CF) $68.7M $172.8M $26.2M $52.8M $42.2M
 
Levered Free Cash Flow $10.9M $37.6M $31.6M $23.9M $31.9M
Period Ending 2021-06-30 2022-06-30 2023-06-30 2024-06-30 2025-06-30
Net Income to Stockholders $6.6M $6.9M -$4.1M $5.3M --
Depreciation & Amoritzation $280K $257K $266K $459K --
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable $8K -$461K $119K -$185K --
Change in Inventories -- -- -- -- --
Cash From Operations $7.8M $3M -$7.5M $3M --
 
Capital Expenditures $73K $840K $1.7M $127K --
Cash Acquisitions -- -$949K $4.4M -- --
Cash From Investing -$54.8M -$135.3M $123.5M -$13M --
 
Dividends Paid (Ex Special Dividend) -$1.9M -$1.9M -$2M -$2.3M --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $9.9M -- $20M -- --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock -$336K -$1.3M -- -$36K --
Other Financing Activities -- -- -- -- --
Cash From Financing $4.4M $38.8M -$97.4M $18.8M --
 
Beginning Cash (CF) $150.8M $114.1M $26.2M $29.6M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$42.6M -$93.4M $18.5M $8.8M --
Ending Cash (CF) $108.2M $20.7M $44.7M $38.4M --
 
Levered Free Cash Flow $7.7M $2.2M -$9.2M $2.9M --
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $29M $27.4M $29.2M $18M $28.4M
Depreciation & Amoritzation $1.2M $1.1M $1M $1.8M $1.8M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -$399K $159K -$1.8M -$1.2M -$322K
Change in Inventories -- -- -- -- --
Cash From Operations $21.1M $36.8M $31.6M $29.6M $30.7M
 
Capital Expenditures $1.2M $378K $1.8M $2.5M $1.8M
Cash Acquisitions $1M -- -$1.2M $10.7M --
Cash From Investing -$145.2M -$238.8M -$251.2M $77.4M -$92.9M
 
Dividends Paid (Ex Special Dividend) -$6.4M -$7.4M -$7.6M -$8.9M -$9.4M
Special Dividend Paid
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -$17M -$29.5M -- -$5M -$30M
Repurchase of Common Stock -$1.4M -$869K -$1.3M -$310K -$278K
Other Financing Activities -- -- -- -- --
Cash From Financing $253.5M $165.3M $131.6M -$103.5M $69.4M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $129.3M -$36.7M -$87.9M $3.4M $7.2M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $19.8M $36.4M $29.8M $27.1M $28.9M
Period Ending 2021-06-30 2022-06-30 2023-06-30 2024-06-30 2025-06-30
Net Income to Stockholders $15.1M $13.6M $2.7M $12.3M $7.6M
Depreciation & Amoritzation $566K $519K $530K $958K $449K
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable $434K -$640K $275K $261K -$612K
Change in Inventories -- -- -- -- --
Cash From Operations $21.7M $15.1M $2.9M $16.5M $10.9M
 
Capital Expenditures $858K $898K $1.9M $226K $585K
Cash Acquisitions -- -$949K $4.3M $7.2M --
Cash From Investing -$80.2M -$241.4M $128.7M $10.1M -$728K
 
Dividends Paid (Ex Special Dividend) -$3.7M -$3.8M -$3.9M -$4.6M -$2.4M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $9.9M -- $20M -- --
Long-Term Debt Repaid -$2M -$4.7M -- -$5M --
Repurchase of Common Stock -$849K -$1.3M -- -$81K -$57K
Other Financing Activities -- -- -- -- --
Cash From Financing $98M $74.1M -$113.1M -$41M -$15.6M
 
Beginning Cash (CF) $219.5M $286.9M $52.4M $82.4M $42.2M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $39.5M -$152.2M $18.5M -$14.4M -$5.4M
Ending Cash (CF) $259M $134.8M $70.9M $68.1M $36.8M
 
Levered Free Cash Flow $20.9M $14.2M $975K $16.3M $10.4M

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